If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

LogoWelcome to Spectrum One Mortgage!

We are your premiere mortgage team located in Orange County, CA. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the CA area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution.

We have been dedicated to providing easy and affordable mortgage services and solutions for over 20 years and have continued to meet BBB accreditation standards, achieving an A+ rating and consistently ranking among the highest in overall customer satisfaction among CA’s mortgage companies.

Our FHAVA, RHS, Jumbo and Conventional mortgage rates are the lowest available and we offer all mortgage financing options accessible to you. We recognize that borrowers require a trustworthy mortgage company that takes the time to understand the particular needs of each client.

As California's leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within one hour and providing a written pre-approval certificate to present with their Purchase Contract.

At Spectrum One Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

We specialize in the following CA Mortgage Loans:

QUICK QUOTE

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, The Spectrum One Mortgage Team will help you find the right financing solutions to meet your needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LETS CONNECT

Call us or fill out any of the 30 second forms on our website to connect with one of our experienced VA mortgage specialist today!

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. The Spectrum One Mortgage team is here to help you with all of your mortgage refinancing needs.

LETS CONNECT

Simply fill out any of the forms on our website or give us a call so we can show you the best refinancing options for your unique scenario.

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

The Spectrum One Mortgage Team

Start your home loan process here!

The Spectrum One Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

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About Us

We have been dedicated to providing easy and affordable mortgage services and solutions for over 20 years

LICENSING INFO
NMLS: 332549
BRE: 01876297
nmlsconsumeraccess.org

Contact Us

Corporate Office
23052H Alicia Pkwy
Suite 158
Mission Viejo, CA 92692

Number:
(888) 813-5655